Quoting
Does Pathpoint offer conditional quotes or binders?
Some carriers may issue conditional quotes or binders subject to further requirements. These conditions often arise from the need for additional infor...
Can I edit or resubmit after a declination?
Absolutely! It's a common misconception among insurance agents that a "Declined" submission is a dead end. However, with Pathpoint, that's not the cas...
How quickly can I get a quote from Pathpoint?
A submission on our platform usually takes 7 minutes to complete, although the time can vary depending on the product. If your submission is not elig...
Why are there multiple options under Retail & Services?
In Retail & Services, agents are presented with three quoting options. For each option, all categories are eligible for quoting except for food trucks...
What are your quote timelines? When do I need to resubmit?
Quotes are valid for 30-45 days. Each carrier and states are different so please check carrier guidelines or reach out to your Account Manager for que...
Where is the TRIA form?
The Terrorism Risk Insurance Act (TRIA) form is incorporated within the carrier quote and is part of the comprehensive e-signable binding packet. How ...
Can I get a quote without submitting signed docs, W-9, or E&O?
Yes, you can submit and quote without signed docs, W-9, or E&O. However, the above documents will be listed as a bind subjectivity, and a link will be...
How do I update effective dates for existing quotes?
To edit effective dates, follow these steps: Select the quote Continue to Subjectivities When you're ready to change the effective date, select the N...
What happens if I edit a quote?
Agents have the ability to modify and add to any active quotes until the 30-day expiration period. However, excessive changes by an agent will trigger...
How do you handle blocking markets?
Most of our markets do not block instant quotable accounts. Our brokerage markets may not quote an account for Pathpoint if it has already been quoted...
How do I determine Replacement Cost?
The replacement cost is not the same as the property's market value. The market value reflects what a buyer would pay for the property, while the repl...
Can I quote anything with out submitting signed documents, like a W-9 or E&O?
Yes! You don't need to submit any documents to get a quote. The only thing you'll be required to do before quoting is create an account , which will ...
How do I quote business with Pathpoint?
Watch a demo See step-by-step Instructions Related Articles Quoting business with Pathpoint is fast and simple! Watch the demo below to see for yourse...
How do I measure distance to coast?
What is Pathpoint's referral process?
Pathpoint always strives to provide the best chance to quote, but sometimes businesses are out of our carrier appetite. In those cases, our goal is to...
Will I need an ACORD form or other documentation?
Pathpoint gives you options. You aren’t required to have any documents to quote. If you do have ACORDs, you’re able to upload them at the beginning o...
How do I review the available markets for my submission?
Watch this video to learn how to review the available markets for your submission.
Quoting property with cannabis exposures
The video below shows a quick demo of a monoline property submission for a cannabis exposure. The biggest thing to note is that there are new attribut...
How do I add multiple locations?
Watch this video to learn how to add multiple locations.
Can I download the submission overview or print/download applications?
For contractors, the Pathpoint Supplemental that is available in the binding workflow (Click on ‘Choose Option’ in the quote review page) contains all...
What does Quote Not Delivered mean?
Quote Not Delivered indicates that one or more carriers would require additional review in order to determine if they are in appetite to quote a submi...
What's the endorsement for Additional Insureds–Owners, Lessees or Contractors–Completed Operations ?
Watch this video to learn more about the endorsement for Additional Insureds–Owners, Lessees or Contractors–Completed Operations.
Can I edit the ACORD form?
Yes, in the upper right-hand corner, select the option to 'Edit Submission'. You can make changes, and then resubmit with the new information. Your pr...
How do I add multiple tenant types?
Watch this video to learn how to add multiple tenant types.
How do I add multiple class codes?
Watch this video to learn how to add multiple class codes.
Which endorsements are available with Pathpoint?
The following endorsements are available to add to your general liability, property, and package quotes: Endorsement Vertical Purpose Will add premium...
What types of submissions will lead to an instant-quote for cannabis, CBD or related applicants?
Cannabis property exposures: The building must be used for the purpose of legal marijuana distribution/retail (a dispensary). Any illegal states for c...
What does it mean by "subcontractor's exposures as a dollar amount" in the Exposures screen?
The question in the Exposures screen is asking what your clients are paying their subcontractors.
What are fillable ACORD forms?
ACORD forms are a standardized method of exchanging client information between insurance agents and carriers. They include the necessary details about...