Can I edit or resubmit after a declination?

Absolutely! It's a common misconception among insurance agents that a "Declined" submission is a dead end. However, with Pathpoint, that's not the case. Unlike other wholesalers, where a declined submission might mean starting from scratch, Pathpoint offers a more streamlined approach. Follow these steps to edit a submission or resubmit:

1. Login to your Pathpoint account

2. In the Submissions tab, you can locate the declined submission you'd like to edit and click on it.

   

3. Click Edit Submission to make necessary changes

   

4. Make the necessary changes: You can edit almost anything, such as:

   • Named Insured

   • Class Code

   • Occupancy

   • Exposures

   • NFPA Guidelines

   • Any other accidental errors

   The only thing you can't change is the line of business you selected when you first started the submission (e.g., Lessor's Risk GL and Property, Vacant Building, Cyber, etc.).

5. Once you've made your edits, choose which markets you wish to view new quotes and click Submit.

   

6. View your new quotes!

   

What are some common errors that can lead to a declined quote?

• Below are some of the most common errors we notice when quoting

  • Incorrect Class Code: Choose the wrong classification- Change it to the correct one.

  • Occupancy Issues: If you made an error in stating how a property is occupied, you can also adjust this.

  • Exposures: Perhaps you misreported the exposures. Correct it and resubmit.

  • NFPA Guidelines: If there was an error regarding compliance with NFPA guidelines, you can amend this too.

What happens if I edit a quote too many times?

• Agents can modify and add to active quotes until the 30-day expiration period. However, excessive changes by an agent will trigger a flag for underwriter review. For further inquiries, please reach out to ops@pathpoint.com.

If I'm unsure if the risk is in appetite, who can I contact if I'm unsure?

• You can always view the Appetite Overview on our website or connect with your Account Manager for appetite questions.

What are your quote timelines? When do I need to resubmit?

What happens if I edit a quote?

How do I know if a quote is ready to bind?

How do I make a change on a bound policy?