Does Pathpoint provide monoline wind coverage?

Overview

Available Classes

Appetite Information

Markets

Ineligible Classes

Additional Resources

How to Quote

FAQs

Related Articles

Monoline Wind coverage protects buildings, contents, and income loss from wind damage for residential, commercial, and condominium properties. Pathpoint offers this coverage with flexible deductibles and limits. When you submit a Monoline Property or Package quote, we will automatically request Monoline Wind quotes from our carriers.

• Complete packages for Monoline Property, Lessor's Risk, Restaurants, and Retail & Services

• Add standalone wind when it's excluded from an existing policy

• Discover hard-to-find wind coverage with higher property limits for CAT property

• 1-4 family dwellings

• Apartments Bars

• Arts, Entertainment, and Recreation (including museums, theaters, bowling alleys, cinemas)

• Civic, non-profit, and social clubs

• Daycares

• Healthcare

• Hotels/motels

• Governmental organizations or buildings

• Mixed occupancies

• Lessor’s risk

• Offices

• Mercantile

• Restaurants

• Schools

• Warehousing

• Wholesaling

• Commercial and residential properties up to $3.8M TIV per location/$5.8M per policy

• Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

• No coastal restrictions - terms automatically set based on distance to coast

• Older construction considered

• Wind deductibles as low as 1%

• Vave

• Velocity

• Westchester

• Agriculture (including barns, poultry farms etc)

• Assisted Living

• Mining, Quarrying, and Other Extractive Industries

• Utilities

• Construction (Builders Risk/On-going)

• Manufacturing

• Transportation

• Waste Management

• Religious Organizations (including churches)

• Governmental Subsidized Rentals

• Automotive Repair, Maintenance and Sales

• Student Housing

• Personal Lines HO-3, Renters, Condos

• Construction type listed as "other"

• Electric types listed as fuses

• Vacant properties
  
  

Appetite Guide

Commercial Property Coverages Map

Find Wind Solutions for Your Property Accounts

Download and utilize as provided or personalize it with your agency details and logo using any graphic design software, PDF editor, or Word document. Just fill in your information in the designated blue boxes

• Don't Get Caught Without Wind Coverage

This video is hosted on YouTube and requires cookies to view.

YouTube Privacy Policy

View on YouTube

Accept

This video is hosted on YouTube and requires cookies to view.

YouTube Privacy Policy

View on YouTube

Accept

What is Monoline Wind coverage for?

• Monoline or standalone wind coverage protects buildings, contents, and income loss from wind damage for residential, commercial, and condominium properties

What are the coverage limits for Monoline Wind policies?

• Up to $3.8 million Total Insured Value (TIV) per location and $5.8 million per policy nationwide

• Up to $10 million TIV per location/policy in Alabama, Florida, Georgia, Louisiana, Mississippi, South Carolina, and Texas

Are there any coastal restrictions for Monoline Wind coverage?

• No, there are no coastal restrictions. Terms are automatically set based on the property's distance to the coast.

Can older constructions qualify for Monoline Wind coverage?

• Yes, older constructions are considered for coverage up to 1850 with updates

Can I combine Monoline Wind coverage with other policies?

• Yes, Monoline Wind coverage is ideal for completing packages for Lessor’s Risk, Restaurants, and Retail & Services. It's also a great solution when wind is excluded from an existing property policy.

What form is monoline wind written on?

• Monoline wind is written on a Basic form with named perils.

Monoline Property

Protection Classes

How do I quote business with Pathpoint?

What information do I need for a property quote?

Which states can I find property up to $10M TIV?