What is the renewal process for policies quoted with Mix & Match?

The renewal procedure for policies created through Mix-and-Match quoting (M&M) is identical to that for traditionally quoted policies (click here to review). Agents bound through M&M can submit one renewal application to receive renewal quotes and prospective competitors' quotes simultaneously.

• Even if only one type of insurance policy, such as general liability (GL) or property, is established on an M&M account, a renewal account is still created. The agent can immediately set up a new package policy or continue with the existing one and add another type of insurance, like property, within the website.

• Agents will need to answer any updated questions for alternative quotes.

• When multiple insurance policies, such as general liability (GL) and property, are established on an account, they will be consolidated into a single renewal account.

• Pathpoint may require updated diligent efforts forms at renewal based on state guidelines. You can leverage Pathpoint's end-to-end e-signing process to pre-fill this information and make it seamless.

• Billing for renewals is handled the same way as for new business. Whether you're using PathPay Insured or PathPay Agency, you'll enjoy the same digital invoicing flow, automated commission reconciliation, and 100% digital processing in Ascend.

• Non-admitted and specialty carriers do not quote 120 or 90 days out from expiration, typically because they want to be able to adjust rates with less lead time. We will make best efforts to notify our agents 60 days or more in advance when we expect that premium or terms may significantly change at renewal.

• Agents must submit a renewal application to initiate the renewal process. Renewals are not automated.

How does Pathpoint handle renewals?

Why doesn't Pathpoint auto-renew?

How can I access my renewals?

How can other agents within my agency collaborate on the same submission/account?

Can I mix and match coverages from different carriers?