Binding
How do I know if a quote is ready to bind?
For accounts eligible for instant or quick quotes, binding can be done immediately on our website. If your submission is referred, expect an email req...
How do I bind my first account?
Setting up your account to bind with Pathpoint Selecting a quote and requesting to bind Correcting subjectivities and re-requesting to bind Completing...
How quickly can I receive policy documents once I bind a policy?
Policies are typically bound within 48 hours and issued within 14 days. However, please be aware that policies in New York generally take 30 days to b...
What are the guidelines for backdating?
Backdating the effective date typically means providing retroactive coverage. At Pathpoint, we do not backdate coverage, as it would imply covering lo...
Why am I unable to bind an account?
If an agent is unable to proceed with binding, it may be due to one of the following cases: The agency is not appointed Complete your appointment from...
What are subjectivities and how do I complete them?
In Excess & Surplus lines, many risks necessitate an additional underwriting review of information. Coverage is approved based on these subjectivities...
What happens after I request a bind?
Our Operations team will walk you through the binding process. We take care of full post-bind account servicing, calculating surplus lines taxes, fili...