How do I know if a quote is ready to bind?

For accounts eligible for instant or quick quotes, binding can be done immediately on our website. If your submission is referred, expect an email requesting subjectivities from underwriting within four business hours. Note, that subject lines from underwriting will be labeled as ACTION NEEDED:

Our underwriters will notify you if additional information is required or if the submission is declined. To prevent delays or incorrect declinations, please ensure the following:

• The effective date is eligible (refer to backdating guidelines)

• Applicant names are correctly placed

• The applicant's signature is present (do not sign on behalf of the insured)

From there, you can bind within your account profile. For an efficient binding process, please confirm that:

• You have completed your appointment/registration with Pathpoint

• Your NPN and license have been added to your account

• Your PathPay account is set up

How do I bind my first account?

What are subjectivities and how do I complete them?

How does Pathpoint handle endorsement and other service requests post-bind?

How can I cancel a policy?

What happens if I edit a quote?