How do I classify bar, restaurant, and tavern accounts?
You can use this table or connect with your Account Manager to classify bar, restaurant, and tavern accounts.
Class Code | Class Description | Description |
|---|---|---|
16819 | Restaurant - Operated by Concessionaries - For Profit | Restaurants or cafeterias operated by concessionaires in industrial plants, office buildings or elsewhere used exclusively by employees and guests of the concern granting the concession |
16820 | Restaurant - Operated by Concessionaries - Non-Profit | Restaurants or cafeterias operated by concessionaires in industrial plants, office buildings or, elsewhere used exclusively by employees and guests of the concern granting the concession |
16820 | Restaurant - Operated by Concessionaries - Non-Profit | Risks that qualify for tax-exempt status as a not-for-profit organization in accordance with Section 501(c)(3) of the Internal Revenue Code |
16900 | Restaurant - No Sale of Alcoholic Beverages - Table Service | Restaurants that provide table service |
16900 | Restaurant - No Sale of Alcoholic Beverages - Table Service | Restaurants that do not sell alcoholic drinks |
16900 | Restaurant - No Sale of Alcoholic Beverages - Table Service | Full-service restaurants that prepare and serve meals on their premises |
16900 | Restaurant - No Sale of Alcoholic Beverages - Table Service | Compliment take-out service |
16900 | Restaurant - No Sale of Alcoholic Beverages - Table Service | Buffet style restaurants |
16901 | Restaurant - No Sale of Alcoholic Beverages - no Table Service, Seating | Restaurants that do not sell alcoholic drinks |
16901 | Restaurant - No Sale of Alcoholic Beverages - no Table Service, Seating | Restaurants that prepare the food on site, but will not offer any table service |
16902 | Restaurant - No Sale of Alcoholic Beverages - no Seating | Restaurants that do not sell alcoholic drinks |
16902 | Restaurant - No Sale of Alcoholic Beverages - no Seating | Stand or kiosk type operations |
16902 | Restaurant - No Sale of Alcoholic Beverages - no Seating | Restaurants that prepare the food on site but do not offer a dining area |
16905 | Restaurant - Bring your Own Alcohol – with table service | Restaurants with table service, that allow their customers to bring their own alcohol |
16905 | Restaurant - Bring your Own Alcohol – with table service | Buffet style restaurants |
16906 | Restaurant - Bring your Own Alcohol – without table service with seating | restaurant risks, with seating but no table service, that allows their customers to bring their own alcohol into the restaurant |
16906 | Restaurant - Bring your Own Alcohol – without table service with seating | Providing non-alcoholic mixers for drinks but cannot supply any alcoholic beverages |
16910 | Restaurant - With Sale of Alcoholic Beverages <35% of Annual Receipts - Table Service | The sales of alcoholic drinks must be less than 30% of the total sales of the restaurant |
16910 | Restaurant - With Sale of Alcoholic Beverages <35% of Annual Receipts - Table Service | bars, restaurants, beer pubs or taverns with or without entertainment. |
16910 | Restaurant - With Sale of Alcoholic Beverages <35% of Annual Receipts - Table Service | microbreweries, which sell their own products on their premises for consumption on their premises only |
16910 | Restaurant - With Sale of Alcoholic Beverages <35% of Annual Receipts - Table Service | Table service includes limited restaurant service such as buffets. |
16911 | Restaurant - With Sale of Alcoholic Beverages <35% of Annual Receipts - no Table Service, Seating | The sales of alcoholic drinks must be less than 30% of the total sales of the restaurant |
16911 | Restaurant - With Sale of Alcoholic Beverages <35% of Annual Receipts - no Table Service, Seating | Alcohol sales include the non-alcoholic mixers that are added to the drinks |
16911 | Restaurant - With Sale of Alcoholic Beverages <35% of Annual Receipts - no Table Service, Seating | Preparing the food on site, but do not offer any table service |
16915 | Restaurant - With Sale of Alcoholic Beverages 30-75% of Annual Receipts - Dance Floor | Restaurant risks, which include a dance floor, whose sale of alcoholic beverages are less that 75%, but are at least 30% of the total receipts of the restaurant |
16915 | Restaurant - With Sale of Alcoholic Beverages 30-75% of Annual Receipts - Dance Floor | Bars, restaurants, beer pubs, and taverns that sell alcoholic drinks to their customers, with or without entertainment |
16915 | Restaurant - With Sale of Alcoholic Beverages 30-75% of Annual Receipts - Dance Floor | Microbreweries that sell their own products on their premises for consumption on their premises only. |
16916 | Restaurant - With Sale of Alcoholic Beverages 30-75% of Annual Receipts - no Dance Floor | Bars, restaurants, beer pubs, and taverns that sell alcoholic drinks to their customers |
16916 | Restaurant - With Sale of Alcoholic Beverages 30-75% of Annual Receipts - no Dance Floor | Preparing food as a normal course of their operation and they may or may not offer table service |
16916 | Restaurant - With Sale of Alcoholic Beverages 30-75% of Annual Receipts - no Dance Floor | Sale of alcoholic beverages are less that 75% but are at least 30% of the total receipts of the restaurant. |
16920 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, Table Service | Restaurants that offer tables for their customers, a wait staff for the tables, and a dance floor |
16920 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, Table Service | Bars, restaurants, beer pubs, and taverns that sell alcoholic drinks to their customers |
16920 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, Table Service | The sales of alcoholic drinks must be at least 75% of the total sales of the restaurant |
16920 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, Table Service | food or snacks that complement the liquor sales |
16920 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, Table Service | Microbreweries that sell their own products on their premises for consumption on their premises only. |
16921 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, no Table Service | Bars, restaurants, beer pubs, and taverns that sell alcoholic drinks to their customers |
16921 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, no Table Service | Food or snacks that complement the liquor sales |
16921 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, no Table Service | The sales of alcoholic drinks must be at least 75% of the total sales of the restaurant |
16921 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, Dance Floor, no Table Service | Restaurants with the dance floor |
16930 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, no Dance Floor, Table Service | Bars, restaurants, beer pubs, and taverns that sell alcoholic drinks to their customers |
16930 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, no Dance Floor, Table Service | The sales of alcoholic drinks must be at least 75% of the total sales of the restaurant |
16930 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, no Dance Floor, Table Service | Food or snacks that complement the liquor sales |
16930 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, no Dance Floor, Table Service | Buffet style restaurants |
16931 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, no Dance Floor, no Table Service | Bars, restaurants, beer pubs or taverns with or without entertainment, that sell alcoholic drinks to their customers |
16931 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Tables, no Dance Floor, no Table Service | The sales of alcoholic drinks must be at least 75% of the total sales of the restaurant |
16940 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Bar Service Only, no Tables, Dance Floor | bars, restaurants, beer pubs, and taverns that sell alcoholic drinks to their customers |
16940 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Bar Service Only, no Tables, Dance Floor | The sales of alcoholic drinks must be at least 75% of the total sales of the restaurant |
16940 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Bar Service Only, no Tables, Dance Floor | Stools or chairs at the bar for patrons to eat and drink |
16940 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Bar Service Only, no Tables, Dance Floor | Dancefloor |
16941 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Bar Service Only, no Tables, no Dance Floor | Bars, restaurants, beer pubs, and taverns that sell alcoholic drinks to their customers |
16941 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Bar Service Only, no Tables, no Dance Floor | The sales of alcoholic drinks must be at least 75% of the total sales of the restaurant |
16941 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Bar Service Only, no Tables, no Dance Floor | Stools or chairs at the bar for patrons to eat and drink |
16941 | Restaurant - With Sale of Alcoholic Beverages >75% of Annual Receipts - Bar Service Only, no Tables, no Dance Floor | Food or snacks that complement the liquor sales |
Related Articles
How do I quote business with Pathpoint?
Restaurants, Bars and Taverns (General Liability, Property and Package)
Can I mix and match coverages from different carriers?
Do you require liquor liability already in place for restaurant, bar, or tavern quotes?