Why are there multiple options under Retail & Services?

In Retail & Services, agents are presented with three quoting options. For each option, all categories are eligible for quoting except for food trucks and trailers – mobile concessions, as we currently do not provide property coverage for that class. Below are the available class quoting options:

• Retail & Services General Liability & Property (Package)

  • Barber Shops (10113)

  • Beauty Parlors and Hair Salons (10155)

  • Nail Salons (15600)

  • Beverage Stores – Liquor or Wine (10145)

  • Beverage Stores – Soft Drinks or Beer (10146)

  • Grocery Stores (13673)

  • Convenience Stores – No Gas Station, Car Wash, or Restaurant (90739)

• Retail & Services General Liability

  • Food Trucks and Trailers – Mobile Concessions (90758)

  • Barber Shops (10113)

  • Beauty Parlors and Hair Salons (10155)

  • Nail Salons (15600)

  • Beverage Stores – Liquor or Wine (10145)

  • Beverage Stores – Soft Drinks or Beer (10146)

  • Grocery Stores (13673)

  • Convenience Stores – No Gas Station, Car Wash, or Restaurant (90739)

• Retail & Services Monoline Property

  • Barber Shops (10113)

  • Beauty Parlors and Hair Salons (10155)

  • Nail Salons (15600)

  • Beverage Stores – Liquor or Wine (10145)

  • Beverage Stores – Soft Drinks or Beer (10146)

  • Grocery Stores (13673)

  • Convenience Stores – No Gas Station, Car Wash, or Restaurant (90739)

Food Trucks

Beauty, Barber, and Nail Salons

Convenience, Grocery, Beer, Wine, and Liquor Stores

Food Trucks

Beauty, Barber, and Nail Salons

Convenience, Grocery, Beer, Wine, and Liquor Stores