Why are there multiple options under Retail & Services?

In Retail & Services, agents are presented with three quoting options. For each option, all categories are eligible for quoting except for food trucks and trailers – mobile concessions, as we currently do not provide property coverage for that class. Below are the available class quoting options:

Retail & Services General Liability & Property (Package)
- Barber Shops (10113)
- Beauty Parlors and Hair Salons (10155)
- Nail Salons (15600)
- Beverage Stores – Liquor or Wine (10145)
- Beverage Stores – Soft Drinks or Beer (10146)
- Grocery Stores (13673)
- Convenience Stores – No Gas Station, Car Wash, or Restaurant (90739)
Retail & Services General Liability
- Food Trucks and Trailers – Mobile Concessions (90758)
- Barber Shops (10113)
- Beauty Parlors and Hair Salons (10155)
- Nail Salons (15600)
- Beverage Stores – Liquor or Wine (10145)
- Beverage Stores – Soft Drinks or Beer (10146)
- Grocery Stores (13673)
- Convenience Stores – No Gas Station, Car Wash, or Restaurant (90739)
Retail & Services Monoline Property
- Barber Shops (10113)
- Beauty Parlors and Hair Salons (10155)
- Nail Salons (15600)
- Beverage Stores – Liquor or Wine (10145)
- Beverage Stores – Soft Drinks or Beer (10146)
- Grocery Stores (13673)
- Convenience Stores – No Gas Station, Car Wash, or Restaurant (90739)

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