How is Pathpoint different from traditional wholesale distribution?

Edited
  • Coverage: Pathpoint partners with AM Best A-rated or higher carriers to offer insurance agents general liability, property, package, excess, and cyber coverage for the following classes:

  • Speed: Our automated underwriting process delivers bindable quotes within minutes, 24/7. If an application requires manual review, we respond within four business hours.

  • Efficiency: All submissions and policy processing are completed through our user-friendly website, fully supported by our Insurance Operations team.

  • No Minimums We don’t require a minimum number of policies or charge subscription fees. Pathpoint is free to use.

  • Flexible Fee Schedule: As of January 13, 2025, we have transitioned to a tiered fee structure for new business and renewals based on the premium where state rules allow. Below are the tiers:

    • Premium up to $2,500: $150

    • Premium between $2,500 and $5,000: $250

    • Premium between $5,000 and $7,500: $350

    • Premium between $7,500 and $10,000: $500

    • Premium over $10,000: $750

  • Dedicated Support: Each agent is supported by a dedicated team throughout quoting, binding, payment, policy management, and marketing.


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