How is Pathpoint different from traditional wholesale distribution?
Coverage: Pathpoint partners with AM Best A-rated or higher carriers to offer insurance agents general liability, property, package, excess, and cyber coverage for the following classes:
Speed: Our automated underwriting process delivers bindable quotes within minutes, 24/7. If an application requires manual review, we respond within four business hours.
Efficiency: All submissions and policy processing are completed through our user-friendly website, fully supported by our Insurance Operations team.
No Minimums We don’t require a minimum number of policies or charge subscription fees. Pathpoint is free to use.
Flexible Fee Schedule: As of January 13, 2025, we have transitioned to a tiered fee structure for new business and renewals based on the premium where state rules allow. Below are the tiers:
Premium up to $2,500: $150
Premium between $2,500 and $5,000: $250
Premium between $5,000 and $7,500: $350
Premium between $7,500 and $10,000: $500
Premium over $10,000: $750
Dedicated Support: Each agent is supported by a dedicated team throughout quoting, binding, payment, policy management, and marketing.
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