What are premium-bearing endorsements?

A premium-bearing endorsement refers to any modification or addition made by the insured that increases or extends the coverage of the original insurance policy. As the carrier assumes additional risk, an increased premium is charged.

Typical premium-bearing endorsements involve adding new coverages, enhancing coverage limits, including new risks, or expanding terms such as geographic scope. Carriers will reassess and adjust the risk's pricing according to the specifics of the endorsement request.

To add any premium-bearing endorsements, follow these steps:

• Log into your Pathpoint account and go to Policy Maintenance in the top navigation bar

• Select the action you would like to perform. For an endorsement, fill out the details of the type of endorsement requested.

• Once the mid-term endorsement form is submitted, you will receive a confirmation email. The Pathpoint team will reply within two business days with the next steps.

How does Pathpoint handle endorsement and other service requests post-bind?

Which endorsements are available with Pathpoint?

What's the endorsement for Additional Insureds–Owners, Lessees or Contractors–Completed Operations ?