What is Pathpoint's appetite for manufacturing, importers, home-based businesses, and online sellers?

Overview

Pathpoint writes over 475 products for various types of businesses, including manufacturers, online sellers, home-based businesses, importers, and commercial storefronts. All can obtain general liability with products-completed operations included.

Available Classes

Apparel, Footwear & Accessories

Athletic shoes
Belts
Blazers
Boots
Coats
Clogs
Dresses
Dress shoes
Flats
Flip-flops
Galoshes
Gloves
Hats
Heels
Hoodies
Jackets
Jeans
Jewelry
Loafers & moccasins
Pants
Sandals & slides
Scarves
Shirts
Shorts
Skirts
Slippers
Socks
Suits
Suspenders
Sweaters
T-shirts
Ties
Underwear
Wedges

Bags & Carriers

Backpacks
Briefcases & portfolios
Clutches, handbags & purses
Dopp kits, makeup bags & toiletry bags
Duffle bags
Laptop sleeves
Messenger bags
Rucksacks
Satchels
Sling bags
Tablet sleeves
Tool bags
Tote bags & travel packs
Watch bands

Beauty, Personal Care & Cosmetics

Acid peeling serums
Acne treatments
Aloe vera gels
Baby & body powders
Bar & powdered soaps
Bath bombs & soaps
Body butter & lotions
Body wash & liquid soaps
Bronzers & tanners
Chapsticks & balms
Cologne & perfumes
Concealers
Deodorants & antiperspirants
Denture cleaners
Dog shampoo
Eyelash extensions
Facial cleansers
Hair bleach & color
Hair gels & hair sprays
Lip plumpers
Lipsticks
Lubricants
Massage oils
Nail polish & gels
Piercing tools
Shampoos & conditioners
Shaving creams
Skin bleaches
Sunscreens
Tanning oils
Temporary tattoos
Teeth whitening kits
Toothpaste & mouthwash
Topical cannabis, CBD, tobacco, & hemp

Food & Beverage

Beans
Beer
Biscuits
Bread
Cereal/cereal bars
Coffee
Condiments
Consumable cannabis, CBD, tobacco & hemp
Cookies
Crackers
Cupcakes
Donuts
Dried fruits
Frozen desserts
Frozen fruits
Frozen pizza
Frozen prepared meals
Frozen vegetables
Fruit juices
Granola
Jams & jellies
Lentils
Liquor
Muffins
Non-carbonated soft drinks
Noodles
Nuts & oats
Pasta
Pies
Popcorn
Quinoa
Rice
Sauces
Seeds
Scones
Soft drinks
Soups
Tea (hot/cold)
Tofu
Tortilla
Trail mix
Waffles & pancakes
Water

Home & Furniture

Bassinets & cribs
Candles
Carpets
Coasters
Doors
Dressing tables
Furniture
Glassware
Highchairs
Leather polish
Mattresses
Playpens
Rugs
Stove polish
Wax products
Windows
Wood products

Lifestyle, Office, Stationery & Misc.

Bookcovers & bookmarks
Cardholders & wallets
Catchall & valet trays
Chalk
Crayons
Desk caddies & mats
Dog collars
Eyeglass cases & straps
Flasks
Fly swatters
Journals & notebooks
Keychains
Knife bags & rolls
Lanyards
Luggage tags
Menu folders
Mousepads
Paper goods
Passport holders
Pencils & pens
Pen sleeves & cases
Phone cases & holsters
Sunglass cases

Recreation, Sporting, Fitness & Outdoor Equipment

Ankle weights
Baseball bats
Bodyweight training bars
Climbing ropes
Dumbbells
Fishing rods
Frisbees
Golf clubs
Helmets
Kayaks
Kettlebells
Medicine balls
Mouthguards
Pickleball rackets
Playground structures
Resistance bands
Rowing machines
Shin guards
Skis
Sleds
Slides & swings
Snowboards
Snowshoes
Soccer balls
Soccer nets
Squat racks
Surfboards
Tents
Tennis balls
Trailers
Treadmills
Weight machines
Weight racks
Wetsuits

Ineligible Products

Candles:

Gel candles

Clothing:

Any other safety or protective clothing, equipment, or gear
Armour and bulletproof vest
Chemical-resistant suits, clothing, equipment, or gear
Eye and face protection
Fire-resistant/fire-retardant clothing, equipment, or gear
Harnesses, hard hats, skull caps, helmets
High-visibility clothing (designed to enhance visibility in low-light conditions)
Hospital masks, facemasks, eyewear, or gloves

Footwear:

Electrical hazard boots
Elevator/ height-increasing shoes
Figure skates
Ice skates
Orthopedic shoes
Rocker sole shoes/rocker bottom shoes
Roller blades
Roller skates
Safety shoes
Slip-resistant shoes
Suicide prevention footwear
Swim fins
Wheeled shoes

Cosmetics:

Black henna
Chemical hair straightener
Hair loss/removal or regrowth treatments
Permanent makeup, including anesthetics, topicals, fillers, lubricants, and pigments
Sanitizer
Skin tag and wart removal
Tattoos

Food & Beverage:

Baby food
Dairy products
Dietary drinks and supplements
Detoxes or cleanses
Electronic cigarettes and vapes
Energy drinks, shots, and supplements
Hangover remedies
Kava Meat, fish, seafood or poultry processing
Milk, powdered milk, condensed milk
Oxygenated drinks
Pharmaceuticals, drugs, medicines
Pet food /animal feed
Tobacco products
Vitamins
Weight loss products
Wine

Leather & Artificial Leather:

Firearm holsters
Horse saddles, harnesses or furnishings
Weightlifting belts

Coverages

General Liability limits up to $1M Per Occurrence / $2M General Aggregate
Includes Products Liability (up to $2M Products/Completed Ops Aggregate)
Additional Insured – Vendors available
Deductibles starting at $500

Appetite Information

New ventures to revenues exceeding $5M
Instant quotes for annual revenues up to $5M
Commercial manufacturers
Contract manufacturers
In-home based business
Importers
Available in all 50 states and in the five boroughs of NYC

Additional Important Information

Agents can submit a comprehensive list of products, including descriptions, product websites, and the ability to upload product labels, ingredients, instructions, and warnings directly in the submission. This valuable information will be collected for review by our underwriters. Ensuring accuracy and completeness is vital for a faster turnaround.

Markets

Crum & Forster
Kinsale
LIO
Ledgebrook
Markel
Nautilus

Watch a Demonstration

This video is hosted on YouTube and requires cookies to view.

YouTube Privacy Policy

View on YouTube

Additional Resources

Appetite Guide

Sole Requirements for Shoe Manufacturing Businesses

Write Manufacturers with Pathpoint

Customizable Marketing Flyers for Agents

Download and utilize as provided or personalize it with your agency details and logo using any graphic design software, PDF editor, or Word document. Just fill in your information in the designated blue boxes

Home-Based Business and Online Sellers Postcard for Agents

Common FAQs

Does Pathpoint have markets for food delivery services like Blue Apron or Hello Fresh?

It depends on sales and the foods they are selling/delivering. Any meat, dairy, or seafood are ineligible. Our markets will write up to $5M in gross sales; however, any food delivery services over $2M will require an underwriting review.

Does Pathpoint write food & beverage importers?