What is Pathpoint's appetite for manufacturing, importers, home-based businesses, and online sellers?

Overview

Pathpoint writes over 450 products for various types of businesses, including manufacturers, online sellers, home-based businesses, importers, and commercial storefronts. All can obtain general liability with products-completed operations included.

Available Classes

Pathpoint offers general liability for 450 products, including:

Candles:

Soy candles

Wax candles

Cosmetics:

Acid peeling serums	Chapsticks & balms	Lipsticks & plumpers
Acne treatments	Cologne & perfumes	Lubricants
Acne treatments	Concealers	Nail polish & gels
Aloe vera gels	Denture cleaners	Piercing tools
Baby & body powders	Deodorants & antiperspirants	Shaving creams
Bar & powered soaps	Dog shampoo	Shampoos & conditioners
Bath bombs & soaps	Eyelash extensions	Sunscreens
Body butter & lotions	Facial cleansers	Temporary tattoos
Body wash & liquid soaps	Hair bleach & color	Teeth whitening kits
Bronzers, oils & tanners	Hair gels & hair sprays	Toothpaste & mouthwash

Clothing & Footwear:

Athletic shoes	Hats	Shorts
Blazers	Heels	Skirts
Boots	Hoodies	Socks
Coats	Jackets	Slippers
Clogs	Jeans	Suits
Dresses	Loafers & moccasins	Sweaters
Dress shoes	Pants	Ties
Flats	Sandals, flip-flops & slides	T-shirts
Galoshes	Scarves	Underwear
Gloves	Shirts	Wedges

Leather & Artificial Leather Goods:

Backpacks, shoulder & messenger bags	Dopp kits, makeup bags & toiletry bags	Menu folders
Belts & belt bags	Duffle bags & sling bags	Mousepads
Book covers & bookmarks	Flasks	Passport holders
Briefcases & portfolios	Fly swatters	Pen sleeves & cases
Cardholders & wallets	Journals & notebooks	Phone cases & holsters
Catchall trays & valet trays	Keychains	Rucksacks & satchels
Coasters	Knife bags & rolls	Sunglasses/Eyeglasses cases & straps
Clutches, handbags & purses	Lanyards	Suspenders
Desk caddies & mats	Laptop & tablet sleeves	Tote bags & travel packs
Dog collars	Luggage tags	Watch bands

Food & Beverage

Beans	Frozen pizza	Quinoa
Beer	Frozen prepared meals	Rice
Biscuits	Frozen vegetables	Sauces
Bread	Fruit juices	Seeds
Cereal/cereal bars	Granola	Scones
Coffee	Jams & jellies	Soft Drinks
Condiments	Lentils	Soups
Cookies	Liquor	Syrup
Crackers	Muffins	Taco seasoning
Croissants	Non-carbonated soft drinks	Tea (hot/cold)
Cupcakes	Noodles	Tofu
Donuts	Nuts & oats	Tortilla
Dried fruits	Pasta	Trail mix
Frozen desserts	Pies	Waffles & pancakes
Frozen fruits	Popcorn	Water

Ineligible Products

Candles:

Gel candles

Clothing:

Any other safety or protective clothing, equipment, or gear
Armour and bulletproof vest
Chemical-resistant suits, clothing, equipment, or gear
Eye and face protection
Fire-resistant/fire-retardant clothing, equipment, or gear
Harnesses, hard hats, skull caps, helmets
High-visibility clothing (designed to enhance visibility in low-light conditions)
Hospital masks, facemasks, eyewear, or gloves
Protective sports gear

Footwear:

Diabetic shoes
Electrical hazard boots
Elevator/ height-increasing shoes
Figure skates
Ice skates
Orthopedic shoes
Rocker sole shoes/rocker bottom shoes
Roller blades
Roller skates
Safety shoes
Slip-resistant shoes
Snowshoes
Suicide prevention footwear
Swim fins
Wheeled shoes

Cosmetics:

Black henna
Chemical hair straightener
Hair loss/removal or regrowth treatments
Permanent makeup, including anesthetics, topicals, fillers, lubricants, and pigments
Sanitizer
Skin tag and wart removal
Tattoos

Food & Beverage:

Baby food
Cannabis products
Dairy products
Dietary drinks and supplements
Detoxes or cleanses
Electronic cigarettes and vapes
Energy drinks, shots, and supplements
Hangover remedies
Kava Meat, fish, seafood or poultry processing
Milk, powdered milk, condensed milk
Oxygenated drinks
Pharmaceuticals, drugs, medicines
Pet food /animal feed
Tobacco products
Vitamins
Weight loss products
Wine

Leather & Artificial Leather:

Firearm holsters
Horse saddles, harnesses or furnishings
Weightlifting belts

Coverages

General Liability limits up to $1M Per Occurrence / $2M General Aggregate
Includes Products Liability (up to $2M Products/Completed Ops Aggregate)
Additional Insured – Vendors available
Deductibles starting at $500

Appetite Information

Annual revenue up to $5,000,000
New ventures
Commercial manufacturers
Contract manufacturers
In-home based business
Importers

Additional Important Information

Agents can submit a comprehensive list of products, including descriptions, product websites, and the ability to upload product labels, ingredients, instructions, and warnings directly in the submission. This valuable information will be collected for review by our underwriters. Ensuring accuracy and completeness is vital for a faster turnaround.

Markets

Markel
Nautilus

Watch a Demonstration

Additional Resources

Sole Requirements for Shoe Manufacturing Businesses

Write Manufacturers with Pathpoint

Customizable Marketing Flyers for Agents

Download and utilize as provided or personalize it with your agency details and logo using any graphic design software, PDF editor, or Word document. Just fill in your information in the designated blue boxes

Home-Based Business and Online Sellers Postcard for Agents

Common FAQs

Does Pathpoint have markets for food delivery services like Blue Apron or Hello Fresh?

It depends on sales and the foods they are selling/delivering. Any meat, dairy, or seafood are ineligible. Our markets will write up to $5M in gross sales; however, any food delivery services over $2M will require an underwriting review.

Does Pathpoint write food & beverage importers?