What is Pathpoint's appetite for manufacturing, importers, home-based businesses, and online sellers?

Overview

Available Classes

Ineligible Products

Coverages

Appetite Information

Additional Important Information

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Pathpoint writes over 500 products for various types of businesses, including manufacturers, online sellers, home-based businesses, importers, and commercial storefronts. All can obtain general liability with products-completed operations included.

• Athletic shoes

• Belts

• Blazers

• Boots

• Coats

• Clogs

• Dresses

• Dress shoes

• Flats

• Flip-flops

• Galoshes

• Gloves

• Hats

• Heels

• Hoodies

• Jackets

• Jeans

• Jewelry

• Loafers & moccasins

• Pants

• Sandals & slides

• Scarves

• Shirts

• Shorts

• Skirts

• Slippers

• Socks

• Suits

• Suspenders

• Sweaters

• T-shirts

• Ties

• Underwear

• Wedges

• Backpacks

• Briefcases & portfolios

• Clutches, handbags & purses

• Dopp kits, makeup bags & toiletry bags

• Duffle bags

• Laptop sleeves

• Messenger bags

• Rucksacks

• Satchels

• Sling bags

• Tablet sleeves

• Tool bags

• Tote bags & travel packs

• Watch bands

• Acid peeling serums

• Acne treatments

• Aloe vera gels

• Baby & body powders

• Bar & powdered soaps

• Bath bombs & soaps

• Body butter & lotions

• Body wash & liquid soaps

• Bronzers & tanners

• Chapsticks & balms

• Cologne & perfumes

• Concealers

• Deodorants & antiperspirants

• Denture cleaners

• Dog shampoo

• Electric razors

• Electric toothbrushes

• Eyelash extensions

• Facial cleansers

• Hair bleach & color

• Hair dryers*

• Hair gels & sprays

• Heating pads

• Lip plumpers

• Lipsticks

• Lubricants

• Massage oils

• Nail polish & gels

• Piercing tools

• Razors or razor blades

• Shampoos & conditioners

• Shaving creams

• Skin bleaches

• Sunscreens

• Synthetic & human hair wigs

• Tanning oils

• Teeth whitening kits

• Temporary tattoos

• Toothpaste & mouthwash

• Topical cannabis, CBD, tobacco, & hemp

• Baby food

• Beans

• Beer

• Biscuits

• Bread

• Candy

• Cereal/cereal bars

• Coffee

• Condiments

• Consumable cannabis, CBD, tobacco & hemp

• Cookies

• Crackers

• Cupcakes

• Dairy products

• Donuts

• Dried fruits

• Fish

• Frozen desserts

• Frozen fruits

• Frozen pizza

• Frozen prepared meals

• Frozen vegetables

• Fruit juices

• Granola

• Honey

• Jams & jellies

• Lentils

• Liquor

• Meats

• Muffins

• Non-carbonated soft drinks

• Noodles

• Nuts & oats

• Pasta

• Pet food

• Pies

• Popcorn

• Poultry

• Quinoa

• Rice

• Sauces

• Seafood

• Seeds

• Scones

• Soft drinks

• Soups

• Tea (hot/cold)

• Tofu

• Tortilla

• Trail mix

• Waffles & pancakes

• Water

• Wine

• Bassinets & cribs

• Carpets

• Ceramic serving dishes and platters

• Chairs

• Clay tiles

• Coasters

• Doors

• Flooring

• Furniture

• Glassware & flatware

• Highchairs

• Lamp shades

• Leather polish

• Light bulbs

• Lighting fixtures

• Mattresses

• Playpens

• Porcelain or ceramic dinnerware

• Porcelain vases

• Rugs

• Stone countertops and vanity tops

• Stone floor or wall tiles

• Stone pavers and hardscape products

• Terra cotta tiles

• Windows

• Wicker baskets and hampers

• Wicker furniture

• Brooms

• Cleaning brushes

• Mops

• Paint brushes

• Specialty brushes

• Couplings

• Faucets

• Shower heads

• Plumbing Fixtures:

  • Bathtubs

  • Showers

  • Sinks

  • Toilets

  • Hot tubs

  • Saunas

  • Whirlpools

• Soaps & detergents

• Book covers

• Bookmarks

• Candles

• Cardholders & wallets

• Catchall & valet trays

• Chalk

• Contact lenses

• Cotton twine

• Crayons

• Desk caddies & mats

• Dog collars

• Eyeglass cases & straps

• Eyeglass frames

• Eyeglasses

• Flasks

• Fly swatters

• Gemstones

• Hair nets

• Ink (non-commercial)

• Journals & notebooks

• Keychains

• Knife bags & rolls

• Lanyards

• Luggage tags

• Magnifying glasses

• Menu folders

• Microscopes

• Mousepads

• Paper goods

• Passport holders

• Pencils & pens

• Pen sleeves & cases

• Phone cases & holsters

• Rope

• Sunglass cases

• Sunglasses

• Telescopes

• Twine

• Umbrellas

• Walking canes (non-orthopedic)

• Wax products

• Wood products

• Construction, mining & materials handling equipment

• Drawn aluminum wire

• Drawn copper wire

• Drawn steel wire

• Electrical building wire

• Electrical motors

• Farm machinery

• General machinery

• Industrial machinery

• Metal tubing

• Metalworking machinery

• Plastic plumbing pipe

• Plastic irrigation pipe

• Plastic water supply pipe

• Steel pipe

• Iron pipe

• Switches

• Transformers

• Orthopedic braces and supports

• Crutches

• Canes (orthopedic/medical use)

• Walkers and walking aids

• Aircraft cable

• Electrical signs

• Galvanized wire rope

• Lifting or hoisting cable

• Metal goods

• Non-electrical signs

• Steel wire rope

• Wire baskets or racks

• Wire cloth screening

• Wire fasteners and clips

• Wire hangers and hooks

• Wire shelving components

• Woven wire mesh

• Dirt bikes

• Electric bicycles

• Electric scooters

• Four-wheelers / ATVs

• Mopeds

• Motorcycles

• Motor scooters

• Acoustic guitars

• Drums

• Flutes

• Pianos

• Trumpets

• Trombones

• Violins

• Ankle weights

• Baseball bats

• Bicycle parts and accessories

• Bodyweight training bars

• Cargo nets

• Children’s bicycles

• Climbing ropes

• Construction safety nets

• Dumbbells

• Electric scooters (recreational)

• Fall-protection safety nets

• Fishing nets

• Frisbees

• Golf clubs

• Hair nets

• Helmets

• Kayaks

• Kettlebells

• Medicine balls

• Mouthguards

• Non-motorized bicycles (road, mountain, hybrid, BMX, tandem)

• Non-motorized scooters

• Object-catching safety nets

• Pickleball rackets

• Playground structures

• Pool filters

• Pool liners

• Pool pumps

• Pool slides

• Portable/above ground swimming pools

• Above ground swimming pools with sheet metal frame

• Swimming pools installed below ground

• Resistance bands

• Rowing machines

• Shin guards

• Skis

• Sleds

• Slides & swings

• Snowboards

• Snowshoes

• Soccer balls

• Soccer nets

• Squat racks

• Surfboards

• Tents

• Tennis balls

• Trailers

• Treadmills

• Weight machines

• Weight racks

• Wetsuits

Candles:

• Gel candles

Clothing:

• Any other safety or protective clothing, equipment, or gear

• Armor and bulletproof vest

• Chemical-resistant suits, clothing, equipment, or gear

• Eye and face protection

• Fire-resistant/fire-retardant clothing, equipment, or gear

• Harnesses, hard hats, skull caps, helmets

• High-visibility clothing (designed to enhance visibility in low-light conditions)

• Hospital masks, facemasks, eyewear, or gloves

Footwear:

• Electrical hazard boots

• Elevator/ height-increasing shoes

• Figure skates

• Ice skates

• Orthopedic shoes

• Rocker sole shoes/rocker bottom shoes

• Roller blades

• Roller skates

• Safety shoes

• Slip-resistant shoes

• Suicide prevention footwear

• Swim fins

• Wheeled shoes

Cosmetics:

• Black henna

• Chemical hair straightener

• Hair loss/removal or regrowth treatments

• Permanent makeup, including anesthetics, topicals, fillers, lubricants, and pigments

• Sanitizer

• Skin tag and wart removal

• Tattoos

Food & Beverage:

• Dietary drinks and supplements

• Detoxes or cleanses

• Electronic cigarettes and vapes

• Energy drinks, shots, and supplements

• Hangover remedies

• Oxygenated drinks

• Pharmaceuticals, drugs, medicines

• Tobacco products

• Vitamins

• Weight loss products

Leather & Artificial Leather:

• Firearm holsters

• Weightlifting belts

• General Liability limits up to $1M Per Occurrence / $2M General Aggregate

• Includes Products Liability (up to $2M Products/Completed Ops Aggregate)

• Additional Insured – Vendors available

• Deductibles starting at $500

• New ventures to revenues exceeding $5M

• Instant quotes for annual revenues up to $5M

• Commercial manufacturers

• Contract manufacturers

• In-home based business

• Importers

• Available in all 50 states and in the five boroughs of NYC

Agents can submit a comprehensive list of products, including descriptions, product websites, and the ability to upload product labels, ingredients, instructions, and warnings directly in the submission. This valuable information will be collected for review by our underwriters. Ensuring accuracy and completeness is vital for a faster turnaround.

• Crum & Forster

• Kinsale

• LIO

• Ledgebrook

• Markel

• Nautilus

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Appetite Guide

Sole Requirements for Shoe Manufacturing Businesses

Write Manufacturers with Pathpoint

Customizable Marketing Flyers for Agents

• Download and utilize as provided or personalize it with your agency details and logo using any graphic design software, PDF editor, or Word document. Just fill in your information in the designated blue boxes

Home-Based Business and Online Sellers Postcard for Agents

Does Pathpoint have markets for food delivery services like Blue Apron or Hello Fresh?

• It depends on sales and the foods they are selling/delivering. These risks will require underwriting review.

Does Pathpoint write food & beverage importers?

• Yes, but food & beverage importers will require an underwriting review.

How do I quote business with Pathpoint?

Will I need an ACORD form or other documentation?

Can I edit the ACORD form?

What is completed operations coverage? How is it different from professional liability?